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About MSAA

Welcome to Mountain State Agency Alliance!

Welcome to Mountain State Agency Alliance (MSAA)!  We are the Master Agency responsible for establishing and maintaining the regional network of SIAA for the State of West Virginia, western Virginia, and eastern Ohio . If you’re a local agent seeking to remain independent or start a new agency, you owe it to yourself to find out more about how we can help you!

Mountain State Agency Alliance (MSAA) History

Mountain State Agency Alliance (MSAA), a SIAA master agency operating in West Virginia, western Virginia, and eastern Ohio. We were established in 1999 by Bill Porter, Dan Kerns and Mary Kerns as a sister company of Ramsey Insurance Agency, Inc. of Charleston, WV.

Today, Mountain State Agency Alliance operates independently as one of the top performing SIAA master agencies in the nation. We are a mentoring organization providing direct access to carriers, higher commissions, bonuses, contingencies and overrides.

Mountain State Agency Alliance was created to help the independent agent remain independent and ease the way for new and captive agents to enter the independent agency world. MSAA continues the family business established by Bill Porter in 1973.

About SIAA

Siaa 100Launched in 1995 and based on the success of the Satellite Agency Network (SAN), SIAA now has over 6,000 signed independent agencies generating hundreds of millions in new premium business annually. Today SIAA is the nation’s largest partnering independent insurance agency alliance.   For more information on SIAA nationally, please visit us at


Mountain State Agency Alliance (MSAA) Benefits of Membership

MSAA provides your agency with the opportunity to increase its independence, income and value-while reaping the benefits of belonging to the largest alliance of independent insurance agents in North America; Strategic Independent Agents Alliance (SIAA). More and different than a network, aggregator, or cluster, membership with SIAA offers the following advantages:

  • Become Instantly Big
  • Stay Independent
  • Access to Top Rated Carriers
  • Individual Company Appointments
  • Preferred Company Contracts & Commissions
  • Profit Sharing, Overrides, and Growth Bonuses
  • World Class Training- the SIAA Training and Learning Center
  • No Minimum Volume Requirement
  • Stability of a National Organization
  • Ability to compete with larger agencies and clusters
  • Keep existing markets while earning new ones
  • Agency Software Discounts
  • Mentorship/Assistance in Placing accounts

Become a Member

MSAA is seeking limited, quality members in our territory in WV, VA & OH. We have no specific agency profile because our membership consists of a wide range of agency “types.” The common thread? Our member agencies want to grow and remain independent.

If that sounds like you, then MSAA will help you meet your objectives. Many of our members are smaller sized independent agencies that were in need of markets. Larger agencies find that they can earn higher commissions and more profit sharing than they can on their own, and support more markets.  Further, captive agents, direct writers, life and financial agencies, and producers have all found membership beneficial. You owe it to yourself to find out more. Contact us today.

Companies Represented

Mountain State Agency Alliance (MSAA)  Strategic Partnership Carriers:

Travelers Logo Safeco Logo Liberty Mutual Logo
The Hartford Logo State Auto Logo Dairyland Auto Logo Encompass Logo MetLife Logo Guard Insurance Group
CHUBB Logo Black RBG Foremost Logo Allied Insurance Logo Celina Insurance Group Logo Allstate Logo FirstComp Logo
NandEagle Horiz OYS 3C Hagerty Logo Grange Logo AAA Logo National General Logo AmTrust




Daniel W. Kerns

  • Received Bachelors degree from West Virginia University
  • 16 years as a Realtor
  • 15 years experience in the insurance industry as a commercial lines producer and Sales Manager
  • Does recruiting of our new ISM members, and advertising and promotion of our network.
  • Works with our company partners and on acquiring new company contracts
  • Negotiates preferred compensation structures for our network
  • Mentors agents with the Business Advantage Program

Mary P. Kerns

  • Received Bachelors degree from Wake Forest University
  • 30 years experience in the insurance industry with Ramsey Insurance
  • Has worked as both a personal and commercial lines producer, marketing coordinator and office manager
  • Oversees the administration of the network, and also works on company relations
  • Does meeting planning and education; assists with Commercial Lines underwriting
  • Does Agency Management mentoring

Kristin Flowers

VP, Director of Network Development
  • Received Bachelors degree in Business Administration from Marshall University
  • Over 15 years experience in the insurance industry & personal lines management
  • Training & Development for our agencies in WV, OH & VA
  • Strategic planning for agents to increase their overall profit and growth
  • Quarterly on-site meetings and working daily with members to achieve agency goals
  • Training agents on how to quote, sell & service our partner companies
  • Reviews agency codes to detect any patterns that could result in increased loss ratios
  • Yearly business planning at the local level with each member. Developing marketing plans to assist our members in achieving their maximum potential.

Jeff Runyan

Commercial Lines Placement Specialist
  • Received Bachelor of Science, Marketing/Management from Mount Vernon Nazarene University
  • Assist in placing CL Business and works with Member Agents for CL Business Development
  • Coordinates CL training for Member Agents
  • Mentors Member Agents in writing CL business
  • Previous experience as Director of Marketing for Assured Partners
  • Previous Experience as Sales Executive for Assured Partners, Garlow Insurance and Brown & Brown
  • Started in insurance in 1999 as a State Farm agent, then owned his own Erie agency which he successfully sold

Amiee Facemyer

Personal Lines Coordinator

  • Personal Lines Underwriter for Access Plus
  • Assists in training and mentoring for Personal Lines
  • Assists agents with any and all Personal Lines Issues
  • Amiee has 18 years of experience as a retail Personal Lines Agent at a large local agency in Charleston
  • Received Associate degree in legal assisting from Marshall University

Cindy Marie Funk

Commercial Lines Underwriter
  • Received Bachelors degree in Education from Virginia Commonwealth University
  • Commercial Lines Underwriter and AccessPlus
  • Assists in training for Commercial Lines
  • With MSAA since 1999
  • Previous experience as marketing coordinator for Acordia and Commercial Lines underwriter for DVUA of WV for 8 years total
  • Previous experience in training and research with West Virginia Supreme Court of Appeals, Medical College of Virginia, Virginia Commonwealth University and J Sargeant Reynolds Community College


Mike Dove, Dove Insurance Agency, Christiansburg, VA
Bob Jones, Jones Insurance Agency, Elkins, WV
Charlie Feller, Mullens, WV



If you are interested in becoming an Independent Strategic Member, just take a minute to fill out this short form, and we'll be in contact with you soon.

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